• Green Light Planet
  • Nairobi County, Kenya
  • Dec 07, 2017 - Dec 30, 2017
Full time Finance

Job Description

Key responsibilities for the role:

  • Developing analytically driven Credit & Portfolio Risk models. Exploring and implementing alternate modeling techniques to deliver more predictive models of collections, defaults.
  • Implementing innovative modeling techniques and data strategies to deliver best in class stress testing and/or credit scoring models
  • Structuring and driving operational credit risk management processes effectively (Such as underwriting, risk scoring, repossessions/voluntary buy back schemes etc.) in conjunction with sales force and operations to test and improve the quality of credit risk in the portfolio.
  • Performing all required tests and measures of developed models (e.g., sensitivity, accuracy, volatility), delivering comprehensive model documentation, validating and recalibrating models on periodic basis as in line with company’s policies & processes
  • Building robust / actionable Portfolio Quality monitoring & review mechanism. This will include regular presentations to Senior Management on Portfolio Quality movement with specific recommended action areas, obtaining sign-offs of relevant stake-holders and ensuring implementation of action items agreed during the Portfolio Reviews.
  • Preparation, launch and monitoring of Pilot Schemes for limited period/geography to drive improvements in collections and credit risk of the portfolio.
  • Carrying out tampering and fraud analytics with the help of Analytics Team and optimizing fraud detection & prevention framework.

The ideal Global Risk Leader:

  • Holds a Master’s degree in a quantitative discipline: Mathematics, Economics, Finance, Operations Research or Statistics
  • Has 8+ years of work experience in relevant areas such as Underwriting, Portfolio & Credit Risk monitoring, Credit Analytics & Scoring; Credit card, Micro Finance Institution or Rural Loan industry experience especially in an analytics, policy or credit scoring role is preferred.
  • Has prior experience in developing loan level models is preferred using one or more industry recognized modelling constructs is preferred.
  • Is a well-networked individual with entrepreneurial energy and passion to develop processes, systems and strong teams that will deliver superior performance.
  • Can effectively interact with business partners across functions including risk, technology, product management amongst others
  • Has excellent verbal and written communication skills.
  • Is comfortable traveling 7-10 days each month in the field working with operations and sales force